popup message
Online Store Home > Frequently asked questions > Funding an account

Funding Your Kitco Account

Getting started is easy!

You don't need an active order to get started. Kitco allows you to pre-fund your account, making it easy to buy when the market feels right for you.

  1. Why Add Funds to Your Acccount Ahead of Time?

    Prefunding your account ahead of time means you're ready to act when the moment's right. Here's what you get:

    • Lock in prices instantly when the market moves your way.
    • Faster orders - no waiting for payments to clear.
    • More buying power - go bigger when opportunities arise.

    How to Add Funds to Your Account?

    Payment Methods

    Bank Wire — No hold time
    Online Bill Payment (CAD only) — No holding period
    Interac e-Transfer (CAD only) — 1 business-day hold
    Personal/Business Check — 5 business-day hold
    Certified/Bank Checks — 3 business-day hold
    Bank Draft — 3 business-day hold
    Bank-issued Money Order — 3 business-day hold

    Which Prefund Methods can I use?

    Bank Wire Transfer (All Regions)

    To access Kitco's bank wire instructions, simply log in to your Kitco account and navigate to the How to Add Funds section.

    New! Interac e-Transfer (Canada Only)

    Canadian customers can bow fund their Kitco accounts in CAD using Interac e-Transfer.

    1. Log in to you Canadian online banking account.
    2. Send the payment to: interac@kitco.com
    3. No security question needed - Kitcco is Auto-Deposit enabled.
    4. In the message field, include your Kitco account name and account number.

    Example: Kitco Info John Smith 012345678

    Note: Kitco doesn't set a transfer limit, but your bank may have one.

    Online Bill Payment (Canada Only)

    You may also fund your account in CAD using Online Bill Payment at most Canadian banks.

    Participating Institutions:

    BMO, CIBC, RBC, National Bank, Scotia Bank, TD, Simplii Financial, Laurentian Bank, Desjardins, Tangerine, Manulife

    Here's how it works:

    • Go into Payments section of your online bank account
    • click "Pay a Bill" and then "Add a Payee"
    • Search: "Kitco", then select "Kitco Metals"
    • Enter your Kitco account number as reference
    • Complete your payment following the instructions provided on your online banking account

    Checks and Bank Drafts (U.S. and Canada Only)

    Accepted (up to $25,000):

    • Personal or business check (5-day holding period)
    • Certified check/ Cashier's check / Official check (3 day hold)
    • Bank draft (3 day hold)
    • Bank-issued money order (3 day hold)

    Not accepted: Postal money orders or third-party checks.

    Mail to:

    RegionMailing Address
    Canadian ResidentsKitco Metals Inc. 620 Cathcart, Suite 900, Montreal, QC H3B 1M1, Canada
    U.S. ResidentsKitco Metals Inc. 64 Lake Street, Suite 101, Rouses Point, NY, 12979, USA

    Note:

    • Make checks payable to Kitco Metals Inc.
    • Include your Kitco account number on the check.

    Does Kitco Accept Third-Party Payments?

    Just a heads up, we can only accept payments under the name(s) matching your Kitco account. Third-party payments will be returned within 7-10 business days.

    How Can I Unlock Greater Buying Power?

    Without funds on account, there are limita to how much you can lock in:

    • U.S. & Canada: up to $50,000
    • International: up to $20,000

    With funds added (prefunding):

    • Prefund your account with 15% of your order value to raise your limits to $100,000, letting you go beyond the $50,000 cap with only a small upfront deposit.
    • With a 25% deposit, your limit increases to $250,000, giving you even greater purchasing power without full prepayment.

    Prefunding gives you more flexibility, higher limits, and greater peace of mind when placing your order.

Kitco Metals Inc. BBB Business Review
Subscribe
Live Chat button

Join our community
and get updates on:

Back in Stock icon Exclusive offers and promotions
Back in Stock icon Time-sensitive market moves
Back in Stock icon New arrivals

You can withdraw your consent at any time

Thank
You
For
Subscribing

CLOSE WINDOW
Appointment

Rendez-Vous
X
Prenez un
rendez-vous
Book an
appointment